insurance-for-your-family-van

Insurance for your Family Van

Cheap Van Insurance Policy

We’re all trying to save money in the current economic climate. When you’re looking for a cheap van insurance policy it can be tempting to simply go for the lowest quotation.

But you need to check that your van is covered for all its intended uses. For example, if you’re planning to use the van in your business you’ll need to pay a higher premium than if the van is purely for personal use. Having more than one driver on the policy will probably push the premium up, as will keeping expensive tools or equipment in the van overnight.

So it’s important to get the right cover, even if that does mean a higher premium. And it’s important to give your insurer all the relevant information on your van and what it’s used for. If the insurance company thinks you’ve given false information – or withheld some information – then they almost certainly won’t pay out in the event of a claim.

Are there are any steps you can take to cut the costs of your van insurance? Here are three simple ideas:

Keep your van in a garage overnight, not on the street
Don’t leave any valuable tools or equipment in the van overnight
And if you’re van doesn’t have one, make sure you have an alarm or immobiliser fitted

But once you’ve taken those steps, where can you look for cheap van insurance? Clearly the internet is the main starting for many van owners these days, but all the various options – particularly on the price comparison sites – can be confusing. And if your van is an essential part of your business, you need to be absolutely sure you have the right cover – so it might make sense to talk to a specialist van insurance broker such as Staveley Head. They’ll help you find the lowest quote for your van insurance, and make sure you have exactly the cover that you need.